Are Loan Modifications a Reality or Simply an Outlet for Hope?
San Francisco Examiner
Hope is something that humans of all ethnicites, backgrounds, and ages crave for. ....( more)

S.F. seeks to strengthen renter protections
San Francisco Chronicle
San Francisco is among the nation's most expensive rental markets, but it also offers most tenants some of the country's strongest protections - from limits on rent increases to strict rules on how and when a person can be evicted. ....( more)

A Black president doesn’t mean racism is gone in America
San Francisco Bay View
Racial inequality remains in the U.S. People of color continue to experience high rates of poverty, significant unemployment, police profiling and repressive incarceration. School segregation is a continuing concern among race scholars as well. ....( more)